Your Leading Bankruptcy Lawyer in Central Ohio

Free Virtual Debt Relief Consultation: Feel better in 15 minutes or less.

30 Years of Experience on Your Side

The Needleman Law Office has over 30 years of bankruptcy experience for individuals and small businesses throughout Ohio. You can expect to be treated with dignity during this difficult time.

During your no-cost bankruptcy and debt relief consultation, you’ll work directly with an attorney, not a paralegal. Rest assured I will pave the best financial path forward for you.

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Chapter 7

Liquidate your assets to clear eligible debts.
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Chapter 13

Create a repayment plan to manage debts and protect assets.
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Debt Settlement

Negotiate with creditors to reduce debt and create manageable payment plans.
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Student Loans

Find alternative solutions for student loans, which are not considered dischargeable debt.
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Foreclosures

Temporarily halt foreclosure, allowing for a potential repayment plan or loan modification.
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What to Consider When Filing for Bankruptcy

If you’re trying to determine if you should file for bankruptcy, it’s essential to understand your options from a bankruptcy lawyer in Columbus, Ohio.

Bankruptcy is a last resort for dealing with your financial crisis. Once you file, you can re-establish your credit, and in most cases, you will keep your car and house. For others, I may advise and assist you in taking another route.

Many people think one type of bankruptcy is the same as the next. However, this is not the case. You have options, including Chapter 7 and Chapter 13 bankruptcy. I help individuals and businesses become familiar with the finer details of each type of bankruptcy so they can make the best decision for their financial situation.

Serving All of Columbus, Ohio

The Needleman Law Office serves the entire Southern District of Ohio, including much of Central Ohio and Southeastern Ohio. In addition to being a bankruptcy lawyer in Columbus, Ohio, I also serve clients in Franklin, Delaware, and Knox.

Free Virtual Debt Relief Consultation: Feel better in 15 minutes or less.

Schedule Phone Consultation

Call Us: 614-575-1188

What to Expect From the Bankruptcy Process

During your free initial consultation with me as your bankruptcy lawyer in Central Ohio, I’ll ask you a series of straightforward questions about your finances and avoid more unnecessary emotional distress at this difficult time. When we’re finished, you’ll receive an email outlining what we discussed. Your time spent connecting with me will always be transparent and easy to navigate. Next, we jump into our 1-2-3 process when you’re ready.

Our 1-2-3 Process

No-Cost Telephone Consultation. After our first meeting, I will forward you a packet with a checklist, worksheet, and instructions for required credit counseling.
Return paperwork. Send the paperwork back to our office for review and case typing.
Sign and Practice Hearing. Sign Final Paperwork and Participate in a mock bankruptcy hearing to ensure you are well-prepared for your Chapter 7 or Chapter 13 Bankruptcy Hearing. Review your finished bankruptcy petition, sign, and file.

After your case is filed, we attend a court hearing. The hearing is called a “341 Hearing,” or a meeting of creditors. A bankruptcy trustee appointed by the government will hear your case. They determine if there are assets to recover. Most Chapter 7 cases are no asset cases.

FAQs About Bankruptcy

How do I know if I qualify for bankruptcy in Columbus?

Everyone qualifies for bankruptcy. During your free consultation, I can help you determine the chapter of bankruptcy that would be best for your situation.

Will bankruptcy stop bill collectors and creditors from contacting me?

Even before your bankruptcy is filed, you can give my contact information to your collectors, and they will typically stop calling you and call my office instead. Once you file for bankruptcy, the Automatic Stay is initiated, preventing any collection activities.

What debts can be discharged in Columbus bankruptcy?

Unsecured debts such as medical debts, online subscriptions, personal loans, utility bills, and credit card debt can be discharged in bankruptcy.

How much does it cost to file for bankruptcy in Columbus?

The Needleman Law Office charges a flat rate for our services. During your consultation, we will discuss the flat fee based on your specific circumstances.

What happens to my timeshare in bankruptcy?

It depends on the type of bankruptcy you file for. You may be able to keep your timeshare even if you file for bankruptcy.

Schedule a Free Consultation With a Bankruptcy Lawyer in Columbus, Ohio

If you’re considering bankruptcy as a solution to financial distress, contact The Needleman Law Office for a free consultation. With my specialized expertise in bankruptcy law, I offer personalized guidance tailored to your unique situation, ensuring that you understand all available options. My comprehensive approach helps you through the complex bankruptcy process, providing clarity and support through every step.

Free Virtual Debt Relief Consultation:
Feel better in 15 minutes or less.

Schedule Phone Consultation

Call Us: 614-575-1188

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